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Payment Policy

Last Updated: 4/03/2026

1. Introduction

This Payment Policy governs all financial transactions conducted on the Textworld.co platform. By making any payment, deposit, or purchase through Textworld.co, users agree to be bound by this Payment Policy as well as the platform's Terms and Conditions, Refund Policy, and Privacy Policy.

Textworld.co provides digital services including virtual phone numbers and SMS verification services. All payments made through the platform are processed electronically through authorized third-party payment providers.

2. Accepted Payment Methods

Textworld.co may accept payments through the following payment channels:

  • Credit and debit cards
  • Online payment gateways
  • Cryptocurrency (where available)
  • Local payment processors
  • International payment processors
  • Other supported digital payment methods displayed on the platform

All payments must be completed through the official Textworld.co website or authorized payment systems.

Textworld.co does not accept direct payments outside the official platform unless explicitly authorized.

3. Wallet Credit System

Textworld.co operates using a prepaid wallet system.

Users must first deposit funds into their account wallet before accessing services.

Key wallet rules include:

  • Wallet credits can only be used to purchase services on Textworld.co
  • Wallet balances cannot be withdrawn as cash
  • Wallet funds cannot be transferred between users unless approved by the platform
  • Deposited funds remain associated with the registered account

Users are responsible for verifying the deposit amount before confirming payment.

4. Payment Processing

All payments are processed through secure third-party payment providers. Textworld.co does not store full payment card details on its servers.

Payment transactions may be subject to:

  • Payment gateway verification
  • Fraud detection procedures
  • Transaction authorization by financial institutions

Textworld.co is not responsible for payment delays caused by banking institutions or payment processors.

5. Pricing and Service Charges

Service pricing is displayed directly on the Textworld.co platform and may vary based on:

  • Country of the virtual number
  • Type of service requested
  • SMS verification availability
  • Market demand and provider pricing

Textworld.co reserves the right to modify prices at any time without prior notice.

Prices applicable at the time of purchase will apply to the transaction.

6. Currency and Conversion

Payments may be processed in various currencies depending on the payment provider.

If a currency conversion occurs:

  • The conversion rate is determined by the payment processor or financial institution
  • Additional fees may apply depending on the payment provider

Textworld.co is not responsible for currency conversion fees charged by third-party providers.

7. Payment Verification

To prevent fraud and abuse, Textworld.co reserves the right to request payment verification in certain cases, including but not limited to:

  • Large transactions
  • Suspicious payment patterns
  • Multiple accounts linked to a single payment method
  • Unusual geographic activity

Failure to provide requested verification may result in:

  • Temporary account suspension
  • Transaction cancellation
  • Account termination

8. Fraud Prevention

Textworld.co actively monitors payment activity to prevent:

  • Payment fraud
  • Unauthorized transactions
  • Money laundering
  • Abuse of the platform

Accounts found to be involved in fraudulent payment activity may be suspended or permanently terminated without notice.

Funds obtained through fraudulent activity may be frozen.

9. Chargebacks and Payment Disputes

Users agree to contact Textworld.co support before initiating a chargeback or payment dispute.

Initiating a chargeback without first attempting to resolve the issue with support may result in:

  • Immediate account suspension
  • Permanent account termination
  • Restriction from future services
  • Reporting to payment processors

Textworld.co reserves the right to challenge fraudulent chargeback claims.

10. Payment Failures

If a payment fails or is declined:

  • The transaction will not be completed
  • No wallet credit will be issued
  • The user may retry using a different payment method

Users should contact their financial institution if the issue persists.

11. Taxes and Regulatory Fees

Users are responsible for any applicable taxes, duties, or regulatory fees required under the laws of their jurisdiction.

Where required by law, Textworld.co may include applicable taxes in service pricing.

12. Third-Party Payment Providers

Textworld.co may rely on external payment processors to complete transactions.

These providers may have their own:

  • Terms of service
  • Privacy policies
  • Security protocols

Users agree to comply with the terms of any third-party payment provider used to complete transactions.

13. Payment Security

Textworld.co implements reasonable security measures to protect payment transactions including:

  • Encrypted connections (SSL/TLS)
  • Secure payment gateways
  • Fraud monitoring systems

However, users acknowledge that no online payment system is completely secure.

14. Suspension for Payment Abuse

Accounts may be suspended or permanently banned if users are found to:

  • Use stolen payment methods
  • Abuse refund or dispute systems
  • Manipulate payment systems
  • Engage in fraudulent activity

15. Policy Updates

Textworld.co reserves the right to modify this Payment Policy at any time.

Changes will become effective immediately upon publication on the website.

Continued use of the platform constitutes acceptance of the updated policy.